{"id":51229,"date":"2020-11-21T11:21:21","date_gmt":"2020-11-21T17:21:21","guid":{"rendered":"https:\/\/unicogroup.com\/?page_id=51229"},"modified":"2021-04-01T15:17:21","modified_gmt":"2021-04-01T20:17:21","slug":"individual-and-family-health-insurance","status":"publish","type":"page","link":"https:\/\/unicogroup.com\/personal-insurance\/individual-and-family-health-insurance\/","title":{"rendered":"Individual and Family Health Insurance"},"content":{"rendered":"[vc_row][vc_column][vc_btn title=”Personal Insurance” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Fpersonal-insurance%2F|title:Personal%20Insurance” css=”.vc_custom_1617307572261{margin-right: 6px !important;}”][vc_btn title=”Employee Benefits” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2F|title:Employee%20Benefits” css=”.vc_custom_1617307578739{margin-left: 6px !important;}”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text]\n

Individual and Family Health Insurance<\/strong><\/span><\/h1>\n

Individual health insurance is health coverage that is purchased by an individual or a family and is not tied to a job or a group of policyholders.<\/p>\n

Many people get health insurance through their employers. However, if you do not currently participate in your employer\u2019s health plan, or if your employer doesn\u2019t offer coverage, obtaining individual insurance is a good route to go to ensure that you and your family will receive affordable routine health care and will be protected from very high costs in the event of a medical emergency.[\/vc_column_text][vc_btn title=”Get a Quote” style=”outline” color=”inverse” link=”url:https%3A%2F%2Funicogroup.com%2Findividual-health-quote-request%2F” css=”.vc_custom_1617307958656{margin-right: 6px !important;}”][vc_btn title=”Contact an Advisor” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F|title:Contact%20Us” css=”.vc_custom_1617307967508{margin-left: 6px !important;}”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”51376″ img_size=”600×450″ alignment=”center” style=”vc_box_rounded” css=”.vc_custom_1611338968951{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” bg_type=”bg_color” bg_color_value=”#f5f5f5″][vc_column width=”1\/2″][vc_single_image image=”51372″ img_size=”600×450″ alignment=”center” style=”vc_box_rounded” css=”.vc_custom_1606161888570{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column][vc_column width=”1\/2″][vc_column_text]\n

Get the care you need<\/strong><\/span><\/h3>\n

If you don\u2019t have insurance and can\u2019t afford to pay out-of-pocket, you might have to skip or skimp on medical care for yourself or a family member. Having health insurance ensures you can get the care you and your family need. In addition, health insurance helps you pay for routine and preventive health care to keep you healthy in the first place.<\/p>\n

    \n
  • Health insurance covers many preventive services<\/strong> without you having to pay a deductible or copayment. Preventive care is intended to prevent or catch diseases and other health problems before they become serious. Preventive services that are covered in full include various health screenings and immunizations.<\/li>\n
  • Having health insurance will also help you pay for prescription drugs, <\/strong>either through reduced fees or copays.<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_column_text]\n

    Trust UNICO for help selecting the best health plan for you<\/strong><\/span><\/h3>\n

    With all the different health plans available out there, it can be difficult to select the plan that best meets the needs of you and your family, and, ultimately, your budget. While it can be tempting to pick the plan with the lowest premium, you don\u2019t want to be is surprised by high out-of-pocket costs or network restrictions when seeking medical care.<\/p>\n[\/vc_column_text][vc_btn title=”Get a Quote” style=”outline” color=”inverse” link=”url:https%3A%2F%2Funicogroup.com%2Findividual-health-quote-request%2F” css=”.vc_custom_1617307958656{margin-right: 6px !important;}”][vc_btn title=”Contact an Advisor” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F|title:Contact%20Us” css=”.vc_custom_1617307967508{margin-left: 6px !important;}”][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n

    Related Insights<\/strong><\/span><\/h2>\n[\/vc_column_text][vc_basic_grid post_type=”post” max_items=”3″ item=”49338″ grid_id=”vc_gid:1617307868415-a9833e50-eae1-0″ taxonomies=”242, 278, 127″][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

    [vc_row][vc_column][vc_btn title=”Personal Insurance” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Fpersonal-insurance%2F|title:Personal%20Insurance” css=”.vc_custom_1617307572261{margin-right: 6px !important;}”][vc_btn title=”Employee Benefits” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2F|title:Employee%20Benefits” css=”.vc_custom_1617307578739{margin-left: 6px !important;}”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text] Individual and Family Health Insurance Individual health insurance is health coverage that is purchased by an individual or a family and is not tied to a job or a group of policyholders. Many people get health insurance through their employers. However, if you do not currently participate in your employer\u2019s health plan, or if your employer doesn\u2019t offer coverage, obtaining individual insurance is a good route to go to ensure that you and your family will receive affordable routine health care and will be protected from very high costs in the event of a medical emergency.[\/vc_column_text][vc_btn title=”Get a Quote” style=”outline” color=”inverse” link=”url:https%3A%2F%2Funicogroup.com%2Findividual-health-quote-request%2F” css=”.vc_custom_1617307958656{margin-right: 6px !important;}”][vc_btn title=”Contact an Advisor” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F|title:Contact%20Us” css=”.vc_custom_1617307967508{margin-left: 6px !important;}”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”51376″ img_size=”600×450″ alignment=”center” style=”vc_box_rounded” css=”.vc_custom_1611338968951{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px [\u2026]<\/span><\/p>\n","protected":false},"author":20,"featured_media":51376,"parent":40807,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-51229","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/51229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/comments?post=51229"}],"version-history":[{"count":0,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/51229\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/40807"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media\/51376"}],"wp:attachment":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media?parent=51229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}