{"id":51116,"date":"2021-01-22T11:15:11","date_gmt":"2021-01-22T17:15:11","guid":{"rendered":"https:\/\/unicogroup.com\/?page_id=51116"},"modified":"2021-03-31T14:12:35","modified_gmt":"2021-03-31T19:12:35","slug":"group-health-plans","status":"publish","type":"page","link":"https:\/\/unicogroup.com\/employee-benefits\/group-health-plans\/","title":{"rendered":"Group Health Plans"},"content":{"rendered":"[vc_row][vc_column][vc_btn title=”Employee Benefits” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2F|title:Employee%20Benefits”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text]\n

Take control of your group health plan<\/strong><\/span><\/h1>\n

From design and administration to communication, our team will lead you to a custom tailored plan that retains valued employees, attracts qualified candidates, all while helping you stay within budget. As your trusted group benefits advisor, we will continually analyze your employee benefits data to determine whether your current plan continues to meet your needs.<\/p>\n

Our unique approach enables us to develop a true partnership aligning our services with the needs of our clients while establishing clear expectations.[\/vc_column_text][vc_btn title=”Contact an Advisor” color=”info” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F%3Fsource%3Dgroup-health-overview%23contact|||”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”51057″ img_size=”600×450″ alignment=”center” style=”vc_box_rounded” css=”.vc_custom_1611337741343{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” bg_type=”bg_color” bg_color_value=”#f5f5f5″ css=”.vc_custom_1600184490571{padding-top: 32px !important;padding-bottom: 32px !important;}”][vc_column width=”1\/3″ css=”.vc_custom_1600182812481{background-color: #ffffff !important;border-radius: 10px !important;}”][vc_column_text]\n

Strategic<\/b><\/span>\u00a0planning<\/strong><\/span><\/h2>\n
    \n
  • Predict, plan and perform<\/li>\n
  • Proactive strategies and services<\/li>\n
  • Preparation for future<\/li>\n
  • Opportunities and threats<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1600182825011{background-color: #ffffff !important;border-radius: 10px !important;}”][vc_column_text]\n

    Service<\/b><\/span><\/h2>\n
      \n
    • Team Size and Focus<\/li>\n
    • Experience<\/li>\n
    • Proactive Reaction to Needs<\/li>\n
    • Effective, Efficient and Respectful<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1600182835560{background-color: #ffffff !important;border-radius: 10px !important;}”][vc_column_text]\n

      Expertise<\/b><\/span><\/h2>\n
        \n
      • Evaluate, examine and predict<\/li>\n
      • Team approach<\/li>\n
      • Delegation of duties<\/li>\n
      • Maximize experience and resources<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”10″ bg_type=”bg_color” bg_color_value=”#eff5f7″][vc_column][vc_column_text]\n

        Group health insurance plans<\/strong><\/span><\/h2>\n[\/vc_column_text][vc_row_inner content_placement=”middle” css=”.vc_custom_1600192853520{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_column_text]\n

        Fully insured<\/strong><\/span><\/h3>\n

        A traditional group health insurance plan. The insurance company assumes the financial and legal risk of loss in exchange for a fixed premium paid by the employer. The insurance carrier pays health care claims as outlined in the policy.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2Fgroup-health-plans%2Ffully-insured-health-plans%2F|title:Fully%20Insured%20Health%20Plans”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1600189585760{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

        grouphealthanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427646510{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_column_text]\n

        Level premium<\/strong><\/span><\/h3>\n

        Sometimes called partially-funded, the employer pays a set amount each month. At the end of the year, if the total paid out in claims is greater than the employer\u2019s contribution, the insurance company covers the difference.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2Fgroup-health-plans%2Flevel-premium-health-plans%2F|title:Level%20Premium%20Health%20Plans”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1600189566884{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

        HSAFSAanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427655871{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_column_text]\n

        Self-funded\/Captive<\/strong><\/span><\/h3>\n

        Employers retain the risk of paying for their employees\u2019 health care claims themselves, either from a trust or directly from corporate funds. Stop-loss insurance helps limit your exposure in the event of a catastrophic claim.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2Fgroup-health-plans%2Fself-funded-health-plans%2F|title:Self-funded%20Health%20Plans”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1600189547329{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

        suppbenanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_column_text el_class=”table2″]\n

        Connecting you to more<\/b><\/span><\/h2>\n\n\n\n\n\n\n
        \n
          \n
        • Strategic program review meetings<\/li>\n<\/ul>\n<\/td>\n
        		\n
          \n
        • Manage ACA and compliance requirements<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
        \n
          \n
        • Consistent marketplace updates<\/li>\n<\/ul>\n<\/td>\n
        		\n
          \n
        • Section 125, ERISA, etc. services<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
        \n
          \n
        • Complete open enrollment support<\/li>\n<\/ul>\n<\/td>\n
        		\n
          \n
        • COBRA administration<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
        \n
          \n
        • Customized enrollment guides<\/li>\n<\/ul>\n<\/td>\n
        		\n
          \n
        • Claim and billing assistance<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#f5f5f5″][vc_column][vc_column_text el_class=”table2″]\n

          Boost your benefits package<\/b><\/span><\/h2>\n

           <\/p>\n\n\n\n\n\n\n\n
          \n
            \n
          • Dental plans<\/li>\n<\/ul>\n<\/td>\n
          		\n
            \n
          • Short-term and long-term disability<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
          \n
            \n
          • Vision plans<\/li>\n<\/ul>\n<\/td>\n
          		\n
            \n
          • Accident and hospital indemnity<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
          \n
            \n
          • Group life insurance<\/li>\n<\/ul>\n<\/td>\n
          		\n
            \n
          • Critical illness<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
          \n
            \n
          • HSAs and FSAs<\/li>\n<\/ul>\n<\/td>\n
          		\n
            \n
          • Cancer insurance<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
          \n
            \n
          • Dependent care accounts<\/li>\n<\/ul>\n<\/td>\n
          		<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_column_text el_class=”table2″]\n

          Online administration<\/b><\/span><\/h2>\n

          With UNICO’s online software, enrolling and managing benefits online eliminates paperwork, saving you and your employees time.<\/p>\n

            \n
          • Conduct faster enrollments<\/li>\n
          • 24\/7 Access via web or mobile<\/li>\n
          • Employees can easily compare plan details<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#f5f5f5″][vc_column][vc_column_text el_class=”table2″]\n

            Data analytics<\/b><\/span><\/h2>\n

            We utilize predictive modeling to recommend proactive, curated strategies for your self-funded and level-funded plans.<\/p>\n

              \n
            • Trends forecasting<\/li>\n
            • Identify savings opportunities<\/li>\n
            • Securely store and aggregate data<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n

              Related Insights<\/strong><\/span><\/h2>\n[\/vc_column_text][vc_basic_grid post_type=”post” max_items=”3″ item=”49338″ grid_id=”vc_gid:1617217885063-8096847b-579f-10″ taxonomies=”242, 278, 127″][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

              [vc_row][vc_column][vc_btn title=”Employee Benefits” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Femployee-benefits%2F|title:Employee%20Benefits”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text] Take control of your group health plan From design and administration to communication, our team will lead you to a custom tailored plan that retains valued employees, attracts qualified candidates, all while helping you stay within budget. As your trusted group benefits advisor, we will continually analyze your employee benefits data to determine whether your current plan continues to meet your needs. Our unique approach enables us to develop a true partnership aligning our services with the needs of our clients while establishing clear expectations.[\/vc_column_text][vc_btn title=”Contact an Advisor” color=”info” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F%3Fsource%3Dgroup-health-overview%23contact|||”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”51057″ img_size=”600×450″ alignment=”center” style=”vc_box_rounded” css=”.vc_custom_1611337741343{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” bg_type=”bg_color” bg_color_value=”#f5f5f5″ css=”.vc_custom_1600184490571{padding-top: 32px !important;padding-bottom: 32px !important;}”][vc_column width=”1\/3″ css=”.vc_custom_1600182812481{background-color: #ffffff !important;border-radius: 10px !important;}”][vc_column_text] Strategic\u00a0planning Predict, plan and perform Proactive strategies and services Preparation for future Opportunities and threats [\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1600182825011{background-color: [\u2026]<\/span><\/p>\n","protected":false},"author":20,"featured_media":51057,"parent":14457,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-51116","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/51116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/comments?post=51116"}],"version-history":[{"count":0,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/51116\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/14457"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media\/51057"}],"wp:attachment":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media?parent=51116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}