{"id":50303,"date":"2020-08-25T22:59:08","date_gmt":"2020-08-26T03:59:08","guid":{"rendered":"https:\/\/unicogroup.com\/?page_id=50303"},"modified":"2025-10-31T09:22:58","modified_gmt":"2025-10-31T14:22:58","slug":"modmaster","status":"publish","type":"page","link":"https:\/\/unicogroup.com\/business-insurance\/work-comp\/modmaster\/","title":{"rendered":"ModMaster"},"content":{"rendered":"[vc_row][vc_column][vc_btn title=”Workers’ Compensation” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” align=”left” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fwork-comp%2F|title:Workers%E2%80%99%20Compensation||”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text]\n

Control your workers\u2019 compensation costs with experience mod analysis<\/strong><\/span><\/h1>\n

Realize your company\u2019s full potential for cost savings with a complete mod analysis by UNICO. We help our clients understand their mod rating and provide them with ways to significantly save on their workers\u2019 compensation premiums. By using your loss history information, we can work together to create a targeted loss control program to decrease your total costs.[\/vc_column_text][vc_btn title=”Contact an Advisor” color=”info” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F%3Fsource%3Dmodmaster%23contact|title:Contact%20Us||”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”49892″ img_size=”600×450″ css=”.vc_custom_1594925041067{margin: 0px !important;padding: 0px !important;border: 0px initial !important;}”][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1594136534456{border-top-width: 4px !important;border-right-width: 4px !important;border-bottom-width: 4px !important;border-left-width: 4px !important;border-left-color: #71b2c9 !important;border-left-style: solid !important;border-right-color: #71b2c9 !important;border-right-style: solid !important;border-top-color: #71b2c9 !important;border-top-style: solid !important;border-bottom-color: #71b2c9 !important;border-bottom-style: solid !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49268″ alignment=”center” css=”.vc_custom_1594140479732{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text]\n

Proven results<\/strong><\/span><\/h2>\n

Our WC Claim Advocacy and reserve verifications reduced claim reserves by $4,500,000<\/strong> in 2025, saving nearly $3,500,000<\/strong> in premiums through lower experience modification factors.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#eff5f7″][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1594141023223{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″ offset=”vc_col-xs-2″][\/vc_column_inner][vc_column_inner width=”5\/6″ offset=”vc_col-xs-10″][vc_column_text]\n

Discover cost drivers<\/strong><\/span><\/h4>\n

We expose problem areas and understand the full impact of the mod. We examine loss trends to better understand why your losses happen and how to prevent them. From there, we can help you explore and act on opportunities for improvement.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1594140584103{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″ offset=”vc_col-xs-2″][\/vc_column_inner][vc_column_inner width=”5\/6″ offset=”vc_col-xs-10″][vc_column_text]\n

Control your costs<\/strong><\/span><\/h4>\n

By refining our focus, we can develop powerful, customized loss control solutions. We make the most of strategic cost-saving opportunities to improve your workers\u2019 compensation program and decrease your costs.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1594140578757{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/12″ offset=”vc_col-xs-2″][\/vc_column_inner][vc_column_inner width=”5\/6″ offset=”vc_col-xs-10″][vc_column_text]\n

Stay ahead of your losses<\/b><\/span><\/h4>\n

Mod analysis can better prepare you for the future. Increase the accuracy of your cost allocation and risk management decisions. Know what to expect by forecasting for future concerns, like changes in payroll or loss trends.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n

Mod premium analysis<\/strong><\/span><\/h2>\n

The mod analysis graph highlights 4 key figures. Compare your current mod with the minimum mod to determine how much money you could be saving each year.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” content_placement=”middle”][vc_column][vc_row_inner content_placement=”middle”][vc_column_inner width=”1\/4″][vc_cta h2=”” color=”white” add_icon=”left” i_icon_fontawesome=”fas fa-square” i_color=”custom” i_custom_color=”#003a70″]Current<\/strong> $52,500 (1.05)[\/vc_cta][vc_cta h2=”” color=”white” add_icon=”left” i_icon_fontawesome=”fas fa-square” i_color=”custom” i_custom_color=”#c8c8c8″]Minimum<\/strong> $33,000 (0.66)[\/vc_cta][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_cta h2=”” color=”white” add_icon=”left” i_icon_fontawesome=”fas fa-square” i_color=”custom” i_custom_color=”#41748d”]Average<\/strong> $50,000 (1.00)[\/vc_cta][vc_cta h2=”” color=”white” add_icon=”left” i_type=”material” i_icon_material=”vc-material vc-material-view_stream” i_color=”custom” i_custom_color=”#71b2c9″]Controllable<\/strong> $19,500 (0.39)[\/vc_cta][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”50307″ img_size=”large” alignment=”center” css=”.vc_custom_1594313261524{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n

Related Insights<\/strong><\/span><\/h2>\n[\/vc_column_text][vc_basic_grid post_type=”post” max_items=”3″ item=”49338″ grid_id=”vc_gid:1761920392533-a3eec263-c98d-9″ taxonomies=”80, 75, 73, 57, 126, 77, 74″][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_btn title=”Workers’ Compensation” style=”outline-custom” outline_custom_color=”#003a70″ outline_custom_hover_background=”#003a70″ outline_custom_hover_text=”#ffffff” size=”sm” align=”left” i_icon_fontawesome=”fas fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fwork-comp%2F|title:Workers%E2%80%99%20Compensation||”][\/vc_column][\/vc_row][vc_row content_placement=”middle”][vc_column width=”1\/2″][vc_column_text] Control your workers\u2019 compensation costs with experience mod analysis Realize your company\u2019s full potential for cost savings with a complete mod analysis by UNICO. We help our clients understand their mod rating and provide them with ways to significantly save on their workers\u2019 compensation premiums. By using your loss history information, we can work together to create a targeted loss control program to decrease your total costs.[\/vc_column_text][vc_btn title=”Contact an Advisor” color=”info” link=”url:https%3A%2F%2Funicogroup.com%2Fcontact-us%2F%3Fsource%3Dmodmaster%23contact|title:Contact%20Us||”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”49892″ img_size=”600×450″ css=”.vc_custom_1594925041067{margin: 0px !important;padding: 0px !important;border: 0px initial !important;}”][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1594136534456{border-top-width: 4px !important;border-right-width: 4px !important;border-bottom-width: 4px !important;border-left-width: 4px !important;border-left-color: #71b2c9 !important;border-left-style: solid !important;border-right-color: #71b2c9 !important;border-right-style: solid !important;border-top-color: #71b2c9 !important;border-top-style: solid !important;border-bottom-color: #71b2c9 !important;border-bottom-style: solid !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49268″ alignment=”center” css=”.vc_custom_1594140479732{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text] Proven results Our WC Claim Advocacy and reserve verifications reduced claim reserves [\u2026]<\/span><\/p>\n","protected":false},"author":20,"featured_media":49892,"parent":49580,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-50303","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/50303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/comments?post=50303"}],"version-history":[{"count":2,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/50303\/revisions"}],"predecessor-version":[{"id":62900,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/50303\/revisions\/62900"}],"up":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/49580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media\/49892"}],"wp:attachment":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media?parent=50303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}