{"id":40794,"date":"2017-12-08T15:34:53","date_gmt":"2017-12-08T21:34:53","guid":{"rendered":"https:\/\/unicogroup.com\/?page_id=40794"},"modified":"2025-10-31T09:22:55","modified_gmt":"2025-10-31T14:22:55","slug":"business-insurance","status":"publish","type":"page","link":"https:\/\/unicogroup.com\/business-insurance\/","title":{"rendered":"Business Insurance"},"content":{"rendered":"[vc_row][vc_column][vc_column_text]\n

Tailored solutions for your business<\/strong><\/span><\/h1>\n

At UNICO, we employ a unique process where we\u2019ll help you find complete solutions to protect your employees and your business. Our exceptional service and attention to detail will save you time and hassle \u2013 so you can focus on other aspects of your business and life. And you can rest assured that our industry experts have the knowledge and experience needed to create the best plan for your unique circumstances.[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Property<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"General Liability<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Commercial Auto<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Umbrella<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Cyber Liability<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Management Liability<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Loss Control<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Workers’ Compensation<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”]\n

\"\"Industry Specific Programs<\/strong><\/span><\/a><\/p>\n[\/vc_cta][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1594927435763{border-top-width: 4px !important;border-right-width: 4px !important;border-bottom-width: 4px !important;border-left-width: 4px !important;border-left-color: #71b2c9 !important;border-left-style: solid !important;border-right-color: #71b2c9 !important;border-right-style: solid !important;border-top-color: #71b2c9 !important;border-top-style: solid !important;border-bottom-color: #71b2c9 !important;border-bottom-style: solid !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49268″ css=”.vc_custom_1594927120666{margin: 0px !important;padding: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text]\n

Proven results<\/strong><\/span><\/h2>\n

Our WC Claim Advocacy and reserve verifications reduced claim reserves by $4,500,000<\/strong> in 2025, saving nearly $3,500,000<\/strong> in premiums through lower experience modification factors.<\/p>\n[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”10″ bg_type=”bg_color” bg_color_value=”#eff5f7″][vc_column][vc_column_text]\n

We’ve got you covered<\/strong><\/span><\/h2>\n[\/vc_column_text][vc_row_inner css=”.vc_custom_1593480870057{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text]\n

Property<\/a>\u00a0 \u2013\u00a0 General Liability<\/a>\u00a0 \u2013\u00a0 Commercial Auto<\/a>\u00a0 \u2013\u00a0 Umbrella\/Excess Liability<\/a>\u00a0 \u2013\u00a0 Cyber Liability<\/a>\u00a0 \u2013\u00a0 Management Liability<\/a>\u00a0 \u2013
\nLoss Control<\/a>\u00a0 \u2013\u00a0 Workers’ Compensation<\/a>\u00a0 \u2013\u00a0 Industry Specific<\/a><\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1593481091529{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49262″ img_size=”250×250″ alignment=”center” css=”.vc_custom_1593479654655{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Property<\/strong><\/span><\/h3>\n

Property insurance protects your business\u2019 physical location and property including: commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, etc.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fproperty%2F|title:Property%20Insurance||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943213729{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

PROPanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427646510{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49263″ img_size=”250×250″ alignment=”center” css=”.vc_custom_1593479648441{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

General Liability<\/strong><\/span><\/h3>\n

General Liability insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties. These may include premises and operation, personal and advertising injury, medical payments or products\/completed operations.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fgeneral-liability%2F|title:General%20Liability%20Insurance||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943226489{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

GLanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427655871{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49264″ img_size=”250×250″ alignment=”center” css=”.vc_custom_1593479642041{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Commercial Auto<\/strong><\/span><\/h3>\n

Business auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fcommercial-auto%2F|title:Commercial%20Auto%20Insurance||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943238043{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

AUTOanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427663904{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”50094″ img_size=”250×250″ alignment=”center” css=”.vc_custom_1593480482823{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Umbrella Liability<\/strong><\/span><\/h3>\n

Umbrella insurance protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fumbrella-liability%2F|title:Umbrella%20Liability||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943268870{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

Umbrellaanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427671552{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49265″ img_size=”250×250″ alignment=”center” css=”.vc_custom_1593479661850{padding-top: 24px !important;}”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Cyber<\/strong><\/span><\/h3>\n

When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fcyber-liability%2F|title:Cyber%20Liability||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943283092{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

CYBERanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427680032{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49266″ img_size=”250×250″ alignment=”center”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Management Liability<\/strong><\/span><\/h3>\n

While every business is unique, there are universal exposures that all businesses face. Management liability is a hybrid policy that combines several coverages essential to standard business operations that are normally sold individually.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fmanagement-liability%2F|title:Management%20Liability||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943689141{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

MLanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427702315{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49267″ img_size=”250×250″ alignment=”center”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Loss Control<\/strong><\/span><\/h3>\n

A quick response to a loss can be the difference between a minor incident and a costly disaster. At UNICO, we have the resources you need to prepare your business and employees for a variety of scenarios.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Floss-control%2F|title:Loss%20Control%20and%20Safety%20Management||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943330215{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

LCanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427694749{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”49268″ img_size=”250×250″ alignment=”center”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Workers’\u00a0<\/strong><\/span>Compensation<\/b><\/span><\/h3>\n

We take workers\u2019 comp seriously, knowing it\u2019s the most controllable form of insurance you have. Our Certified WorkComp Advisors work with you to establish a process that reduces costs and improves productivity.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:https%3A%2F%2Funicogroup.com%2Fbusiness-insurance%2Fwork-comp%2F|title:Workers%E2%80%99%20Compensation||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943342505{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

WCanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1592427710058{background-color: #ffffff !important;border-radius: 10px !important;}” el_class=”grow”][vc_column_inner width=”1\/4″][vc_single_image image=”50093″ img_size=”250×250″ alignment=”center”][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]\n

Industry Specific Programs<\/strong><\/span><\/h3>\n

A quick response to a loss can be the difference between a minor incident and a costly disaster. At UNICO, we have the resources you need to prepare your business and employees for a variety of scenarios.[\/vc_column_text][vc_btn title=”Learn More” style=”outline” color=”inverse” align=”left” link=”url:http%3A%2F%2Funicogroup.com%2Findustry-specific|||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_column_text css=”.vc_custom_1592943315158{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}” el_class=”anchor”]\n

ISanchor<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n

Additional insurance needs<\/strong><\/span><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/2″][vc_single_image image=”51609″ img_size=”600×400″ alignment=”center” style=”vc_box_rounded” onclick=”custom_link” link=”https:\/\/www.unicogroup.com\/coversmart-insurance\/”][vc_column_text css=”.vc_custom_1605283108282{padding-top: 0px !important;}”]\n
Self-employed entrepreneurs<\/strong><\/a><\/h5>\n[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”51613″ img_size=”600×400″ alignment=”center” style=”vc_box_rounded” onclick=”custom_link” link=”https:\/\/www.unicogroup.com\/coversmart-special-events\/”][vc_column_text css=”.vc_custom_1605283087683{padding-top: 0px !important;}”]\n
Special event insurance<\/strong><\/a><\/h5>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text] Tailored solutions for your business At UNICO, we employ a unique process where we\u2019ll help you find complete solutions to protect your employees and your business. Our exceptional service and attention to detail will save you time and hassle \u2013 so you can focus on other aspects of your business and life. And you can rest assured that our industry experts have the knowledge and experience needed to create the best plan for your unique circumstances.[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Property [\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] General Liability [\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Commercial Auto [\/vc_cta][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Umbrella [\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Cyber Liability [\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Management Liability [\/vc_cta][\/vc_column][\/vc_row][vc_row gap=”5″ equal_height=”yes” content_placement=”top”][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” el_class=”shadow”] Loss Control [\/vc_cta][\/vc_column][vc_column width=”1\/3″ el_class=”grow”][vc_cta h2=”” txt_align=”center” style=”flat” color=”white” [\u2026]<\/span><\/p>\n","protected":false},"author":5,"featured_media":46619,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-40794","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/40794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/comments?post=40794"}],"version-history":[{"count":1,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/40794\/revisions"}],"predecessor-version":[{"id":62899,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/pages\/40794\/revisions\/62899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media\/46619"}],"wp:attachment":[{"href":"https:\/\/unicogroup.com\/wp-json\/wp\/v2\/media?parent=40794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}